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The best trading app in Switzerland!

A comprehensive comparison

Are you looking for the best trading app for the Swiss? Then you've come to the right place! This guide compares the best trading apps in Switzerland to help you decide which investment app best meets your requirements.

Let's start with an overview table and then dive into the important details!

Comparison factorSaxo TraderGO AppYuh AppDegiro AppNeon Invest AppSwissquote App
The best trading app in Switzerland: a comprehensive comparison 1The best trading app in Switzerland: a comprehensive comparison 2The best trading app in Switzerland: a comprehensive comparison 3The best trading app in Switzerland: a comprehensive comparison 4The best trading app in Switzerland: a comprehensive comparison 5
Trading fees for CHF 1,000 in Apple sharesCHF 1CHF 5CHF 6CHF 10CHF 10 + CHF 0.85 for real-time data
๐Ÿ’ฑ Currency exchange0.018% for CHF / USD (with Saxo Classic)0.95%0.25%Included! 0.95%
๐Ÿ’ฒ General trading fees0.08% or min. CHF 3 of the order volume (Classic)0.5% of the order volume at a flat rate, no additional fees.From CHF 1 Or fee + CHF 1 Processing fee0.5% on CH securities and 1.0% on international equities.From CHF 5 for shares and ETFs. Thereafter staggered prices.
๐Ÿ’ฐ Custody account fees0.22% (Classic) or max. CHF 10 per month. Free of charge for securities lendingFree of chargeno monthly or annual fees.Free of chargeno monthly or annual fees.Free of chargeno monthly or annual fees.CHF 20 - CHF 50 charged quarterly and depending on the custody account volume
๐Ÿ“ฒ App featuresProfessional trading app with many order types and much more.Savings plans, fractional shares, savings function and much more.Professional trading app with many order types and much more.Simple share purchases directly in the banking app, savings plans and much more.Savings plans, professional trading functions with many order types and much more.
โœ”๏ธ Special advantages- Extremely low trading fees
- Free savings plans
- Interest on deposits
- Test demo account
-Attractive design with many functions
- Investing, saving, pension provision and paying in one app
- Buy some ETFs free of charge in a savings plan
- Very cheapย 
- Wide product selection
- Intuitive user interface
- Fees for currency exchange included!
- Very simple operation
- No custody fees
- Buy some ETFs free of charge
- Very wide range of products from stocks, ETFs, options, cryptocurrencies etc.
- Debit card with trading credits as credit
- Mortgages and loans available
โญ• DisadvantagesNo entry in the share register possibleNot a web solution. No longer suitable for large volumes due to lack of functions and costs.- No share entry possible in the name register
- securities loan
- No CH deposit protection
Not a web solution. No longer suitable for large volumes due to lack of functions and costs.Trading user interface for beginners takes some getting used to at first
๐ŸŽ VoucherBonus received!Bonus received!Bonus received!Bonus received!Bonus received!

Info about the table: There are numerous other trading apps, but not all of them fit into the table. The above are the most popular Swiss investment apps, which were named by the swissfranc community in a survey. You can find some other trading apps, including foreign ones, further down in the article.

Table of contents

Comparison of the 5 best trading apps in Switzerland

Yuh - The flexible choice

  • Trading fees: Competitive fee structure for equities and ETFs.
  • Special advantages: The partnership between PostFinance and Swissquote brings together the best of two worlds: solid banking and innovative equity trading. Yuh is particularly exciting for private investors and beginners thanks to its simple user interface. Numerous functions such as savings plans, fractional shares, cryptos and even payment functions with an associated card round off the offering. A small selection of ETFs is now even available free of charge for savings plans.
  • Disadvantages:ย No specialised trader app for professional traders, the offer is aimed more at beginners. The number of available securities is also limited. Furthermore, the percentage costs are fair for small trades, but quickly become expensive for large volumes. The costs for currency exchange are also rather high at 0.95%.
  • Who the Yuh app is suitable for: Perfect for beginners with trades of less than CHF 1,000, as the savings plans, fractional shares and uncomplicated user interface are particularly fun!
Yuh App in comparison vs Neon Invest vs Saxo Trader vs Swissquote

Saxo TraderGO App - For low-cost trading

  • Trading fees: Extremely good value, especially for active and professional traders.
  • Special advantages: Saxo TraderGO offers advanced charting tools and a wide range of investment opportunities. A free demo account can be used to familiarise yourself with the platform. Free custody account management if securities lending is activated. Very favourable exchange fees of only 0.25%.
  • Disadvantages: The platform's advanced trading tools can be overwhelming for beginners. (A simplified interface is due to be released in 2024).
  • Who is the Saxo TraderGO app suitable for? Especially for investors with high requirements and large volumes, i.e. for advanced and professional investors. This is because the chart and trading tools, as well as the extremely favourable fees, can then be ideally used.
Saxo Bank vs Swissquote vs Flowbank Trading App comparison comparison

Swissquote App - For the discerning trader

  • Trading fees: High for small volumes, but offers access to a wide range of markets and instruments. Good value for large purchases/sales.
  • Special advantages: Comprehensive analysis tools and access to an enormous number of shares, ETFs, bonds, options, cryptocurrencies and more. Swissquote offers savings plan functions and a web broker app for professional trading. Leading digital provider on the Swiss market.
  • Disadvantages: Higher fees can be a hurdle for occasional traders and beginners with small volumes.
  • Who is the Swissquote app suitable for? For demanding traders who are looking for sophisticated functions and a broad product range.
Swissquote app test report in comparison with trading apps

Neon Invest App - The newcomer in the field

  • Trading fees:ย Fair and transparent, with a strong focus on ETFs and shares for beginners. Costs for currency exchange are already included.
  • Special advantages: Simple and intuitive app, ideal for beginners. Directly in the well-known and popular Neon bench app, which many Swiss people use for payments and savings accounts. Selected ETFs are even available free of charge in the Neon app as a free ETF savings plan. The "calm" presentation of the Invest platform also stands out. Long-term, rational investing is easier than with other platforms, as there is less emphasis on news and speculative trades.
  • Disadvantages:ย As with Yuh, only a limited range of securities and very few trading functions and order types available so far. International trades cost an 1% order fee, which may be a hurdle for advanced investors. However, the 1% fee already includes currency exchange.
  • Who is the Neon Invest App suitable for? For an uncomplicated entry into initial investments, especially with passive ETFs, some of which can be traded free of charge.
The best trading app in Switzerland: a comprehensive comparison 6

Degiro App - The favourable professional trader

  • Trading fees: The favourable trading app fees make Degiro a popular choice for cost-conscious investors.
  • Special advantages: Very low costs and a wide range of functions. The web solution offers professional analysis tools and even more functions. Despite the many functions, the Degiro app is clearly organised and user-friendly.
  • Disadvantages: The Degiro Trading app does not offer as many functions as other investment apps. Furthermore, Degiro (from the Netherlands) does not have Swiss deposit protection, but is accessible to investors from Switzerland. However, client assets are protected by a banking licence and deposit protection up to โ‚ฌ100,000.
  • Who is the Degiro App suitable for? Price-sensitive investors from Switzerland will find what they are looking for at Degiro with a comprehensive but not overloaded investment app.
Degiro vs Swissquote vs Yuh Trading App comparison Trading platforms comparison switzerland

Our financial tips 2024

"Intelligent people learn from the mistakes of others".

We have compiled our top selection for you from all our tests and experience reports:

Trading app fees in focus

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Assumptions: Trading of Apple shares as an example. Other fees, taxes and duties are added to this.

The trading fees are a critical factor when choosing an investment app. However, when choosing an investment app, you should be aware that the costs differ depending on the behaviour. Let me explain.

Let's say you want to make a few small purchases in the region of a few hundred francs on an irregular basis and don't need professional analysis tools?

Then apps like Yuh or perhaps Neon Invest be suitable for you. But be careful.

If you want to trade larger sums, the two providers above quickly become more expensive with their percentage fees. The following are particularly favourable for larger volumes, especially Saxo TraderGo App and Degiro.

For larger and regular trades with professional trading functions, apps such as Saxo TraderGO, Degiroor about Swissquote in question. These offer competitive trading fees, low spreads and extensive functions that make them particularly attractive for active traders.

Custody account fees: Which trading app is the cheapest?

As with trading fees, custody account fees also vary enormously. You should therefore ask yourself what custody account volume you would like to build up and hold in your portfolio in the medium to long term.

From the above selection, apps such as Yuh, Neon Invest or Degiro as they do not charge any custody fees. With the Saxo Bank The custody account fees are also waived if you activate securities lending, otherwise they are a maximum of CHF 10 per month.

At Swissquote, custody account fees are staggered and depend on the total volume of the custody account.

Tip: Remember that every trading app and every bank has to earn money somewhere in order to offer an optimal service in the long term. If you are building up a larger custody account in the long term, you should generally pay more attention to the trading fees than the custody account fees, as these are incurred more frequently when building up assets.ย Therefore, check where fees affect you the least and which provider suits you best.

Exemplary annual custody account fees for your custody account of CHF 30,000:

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Notice:ย Annual custody account fees for an exemplary custody account of CHF 30,000. At Saxo, the fees are completely waived if securities lending is activated.

Trading app functions: Which extras offer added value?

Each Swiss trading app has its own functions and features. Swissquote impresses with a wide range of trading options and analysis tools as well as a broad selection of exchanges. Saxo TraderGO impresses with its intelligent interface and integration of market information. Neon Invest and Yuh offer innovative solutions for savings plans and simple investments with user-friendly interfaces for beginners.

Ask yourself which functions the best trading platform in Switzerland should have for you. At the bottom of the article you will find an overview with further functions and advantages.

Trade Republic, Comdirect, Flatex and Co. in Switzerland

While you're looking for the best trading app in Switzerland for your needs, you've probably also heard of popular apps from Germany, Austria and other countries.

Trade Republic, Comdirect, Scalable Capital and Flatex, for example, are very well-known, popular and also low-cost investment apps. They offer attractive conditions and innovative functions that appeal to many investors. Unfortunately, however, these trading platforms are not directly available in Switzerland. These foreign providers generally do not allow you to open an account, if you are resident in Switzerland.

Yet they would be so exciting:

  • Trade Republic attracts investors with its offer of fee-free trading in shares and ETFs, which is particularly interesting for savers and small investors.
  • Scalable Capital: Offers trades from โ‚ฌ1 and a flat rate of around โ‚ฌ5 per month for any number of trades.
  • Comdirect offers a comprehensive range of financial services with a user-friendly app that provides in-depth insights and analyses for your investment decisions.
  • Flatex convinces with low trading fees and a large selection of international trading centres, ideal for more experienced investors.
  • eToro and other international brokers offer functions such as copy trading, CFDs, forex trading, low-cost trading of ETFs and indices and usually an extremely high degree of flexibility in terms of the choice of exchange. But there are also disadvantages.

Our financial tips 2024

"Intelligent people learn from the mistakes of others".

We have compiled our top selection for you from all our tests and experience reports:

Beware of the currency risk of foreign trading apps

Not only are foreign providers generally not accessible to people from Switzerland, there is another important reason that speaks against them! What is that?

As a Swiss investor, you should note that it makes sense to choose a broker that uses the Swiss franc as its main currency in order to minimise the currency risk. The conversion costs and the risk of a foreign currency can have a significant impact on your return. You can find out more about this topic here.

Note: It would of course be desirable for more international providers to enter the Swiss market in future and thus stimulate competition. However, regulatory reasons do not always make this so easy. However, the above-mentioned Swiss providers in the trading app comparison already offer very fair and exciting products that put pressure on the high prices of the local big banks.

Overall rating: Which is the best investment app in Switzerland?

Choosing the best investment app in Switzerland is as individual as your investment style, your trading frequency and, for example, your investment volume. There is no "one" app that is ideal for every investor, but some providers stand out due to their specific advantages.

If you're just starting out as an investor, Yuh could be a good choice. The app is user-friendly and ideal for beginners who want to familiarise themselves with trading. You can find out more about the app in the Yuh review.

Investors who value professional trading tools and broad market accessibility and are still looking for very low fees should take a look at the Saxo Trader Go App take a closer look. The extremely low fees and advanced features make Saxo very attractive.

The digital market leader Swissquoteor the low-cost provider Degiro from abroad are very exciting. All offer fair to favourable fees and access to a wide range of markets and assets, making them particularly attractive for experienced and active traders.

Best Trading App Switzerland Comparison Test Report Experiences Investment Apps Switzerland Mobile Trading Apps Switzerland-wide Trading App Comparison Switzerland

Conclusion on the Swiss trading app comparison: your choice, your style

There is no single trading app Switzerland test winner that is the same for all investors. Ultimately, the decision for the best Swiss investment app depends on your personal wishes and requirements. Whether you only trade occasionally or are an almost professional investor, the comparison of Swiss investment apps offers a wide selection.

Hopefully this comparison has helped you to find a trading platform in the App Store that suits you. If this comparison has helped you, feel free to use the voucher codes from the respective provider. This way you can save a lot of fees and therefore money and support this blog.

If you would prefer to use a web browser solution instead of a mobile app, you can find the Online broker comparison for Switzerland.

Which solution do you favour? Please share it with a short explanation in the comments.

Special advantages of the individual trading apps in comparison

  • Comprehensive product range: Offers a wide range of trading instruments, including stocks, ETFs, options and futures.
  • Advanced trading tools: Advanced chart functions and analysis tools for experienced traders.
  • Robust security measures: High security standard to protect customer data and assets.

  • Professional trading platform: Offers comprehensive analysis tools for performance analysis and functions for professional trading. Daily market information and opinions from experts.
  • Access to international markets: Trading possible on over 50 stock exchanges and with various currencies. Perhaps the best stock app in Switzerland for price-sensitive investors.
  • Inexpensive and interest-bearing: Generally very favourable trading fees. Only 0.25% fees for currency exchange and even interest on cash deposits.
  • Comprehensive educational programme: Access to a variety of learning resources and webinars for ongoing education.
  • Innovative savings products: Introduction of savings plans and thematic investments for targeted investment.
  • User-friendly interface: Intuitive Buy Shares Switzerland app navigation and easy handling for beginners.
  • Free basic services: No account management fees and attractive interest rates.

For many in the Schwiizerfranke community, Yuh is therefore the best trading app for beginners.

  • Favourable cost structure: One of the lowest trading fees in the market, particularly attractive for active traders.
  • Access to global markets: Enables trading on more than 50 exchanges in more than 30 countries.
  • Flexibility: No minimum deposit, which makes the app accessible to investors with different budgets.
  • Focus on simplicity: Investment offers for beginners with a very simple and intuitive user interface.
  • Cost efficiency: Attractive price models, especially as there are no custody account fees. Some ETFs available as a free ETF savings plan. FX fees, i.e. costs for currency exchange, are included in the trading fees.
  • Easy access: Low entry barriers, as Neon Invest is directly integrated into the Neon Banking app.

3 responses

  1. You haven't looked at Postfinance? I think it's good for Swiss shares ( share register ) and the fixed 18.- custody account fee / quarter is, depending on the custody account volume, less than with Swissquote and is also credited as a trading credit.

    1. Thank you for your question, Alain!
      Postfinance App stands out less in comparison. As a web solution, yes, but in the app comparison, Postfinance itself tends to push the (own) Yuh solution on its website, as this is trimmed for mobile.

  2. Thank you for the report!
    My son trades and saves with Yuh. I'm going to have a look at Saxo. I like the dual solution of app and web solution!

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