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If you Compare prepaid credit cards across Switzerland you should pay attention to your personal spending habits.
Do you often pay in Abroad? Are you Mobile Payment important? How often do you Cash? These and other criteria should be taken into account when making your choice.
So that you don't have to compare all the prepaid credit cards, here's a Selection for you.
You can either start directly in the overview, or use the Credit card finder to make a pre-selection for you.
Lowest total fees
Free cash withdrawals
mobile payment
Ideal for abroad
🇨🇭Deposit protection
Up to 0.75% interest
Second card
Savings & Subaccounts
Free cash withdrawals
mobile payment
Branches (Bank Cler)
🇨🇭Deposit protection
Up to +1.3% interest
Cheap abroad
Pay & Invest
Multiple currencies
Cash free 1x / week
Cryptocurrencies
Savings goals
Up to +1.0% interest
Second card
Multiple currencies
Ideal for abroad
Cash free up to 200€ / month
Euro account
Interest on credit balances
CH Customer service
Round up & Invest
Lowest exchange rates
Multiple savings goals
Personalized card
🇨🇭Deposit protection
Interest on credit balances
Mobilepay & Subaccounts
The best Prepaid Credit card without an annual fee is the one which is best at you in person fits.
By the way, a good prepaid credit card does not have to be free. Rather, make sure that your Claims ideal covered be
What is important to you?
Mastercard
The leading 🇨🇭Neo Bank offers 3 models: Free, Green & Metal! Free cash withdrawals, mobile pay & more!
Visa
Established 🇨🇭 Online bank with Cashback, sub-accounts and other exciting features
Mastercard
Pay, save and Invest in one app? Thanks to Yuh, all this is possible at low cost🇨🇭
Visa
English fintech bank with low international fees. Unfortunately more expensive for Swiss 2022.
Mastercard
Pay, round up and investmentren in one app? Only possible with Kaspar& and at a very reasonable price! 🇨🇭
"Intelligent people learn from the mistakes of others".
We have compiled our top selection for you from all our tests and experience reports:
Worldwide, credit cards from Mastercard and Visa extremely high acceptance, which is why with these cards you can almost everywhere pay can.
A Prepaid credit card gives you the full Control about your spending, since (compared to a normal credit card) you have no Credit line you receive. As soon as your Account balance so used up is no longer possible, payments are no longer possible.
Accordingly simple is also the Applicationas your creditworthiness does not have to be checked.
Compared to a debit card, a prepaid credit card differs as follows:
Mastercard
The leading 🇨🇭Neo Bank offers 3 models: Free, Green & Metal! Free cash withdrawals, mobile pay & more!
Visa
Established 🇨🇭 Online bank with Cashback, sub-accounts and other exciting features
Mastercard
Pay, save and Invest in one app? Thanks to Yuh, all this is possible at low cost🇨🇭
Visa
English fintech bank with low international fees. Unfortunately more expensive for Swiss 2022.
Mastercard
Pay, round up and investmentren in one app? Only possible with Kaspar& and at a very reasonable price! 🇨🇭
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You're probably wondering whether you can get through everyday life comparatively well with a prepaid credit card and pay everywhere can.
You can let go of this worry as far as possible.
Because with a card from the above Prepaid credit cards comparison Switzerland you will be able to pay almost everywhere in Switzerland and abroad.
Millions of shops, vending machines, online shops and other payment options are open to you.
But there is more to it than that:
Some of the Swiss prepaid credit cards above come directly with a free bank account.
This brings further advantages, as you can even use some of the Prepaid credit cards TWINT use can!
(Neon, for example, offers this advantage).
Mastercard
The leading 🇨🇭Neo Bank offers 3 models: Free, Green & Metal! Free cash withdrawals, mobile pay & more!
Visa
Established 🇨🇭 Online bank with Cashback, sub-accounts and other exciting features
Mastercard
Pay, save and Invest in one app? Thanks to Yuh, all this is possible at low cost🇨🇭
Visa
English fintech bank with low international fees. Unfortunately more expensive for Swiss 2022.
Mastercard
Pay, round up and investmentren in one app? Only possible with Kaspar& and at a very reasonable price! 🇨🇭
The only known situation in which prepaid credit cards are comparatively often not accepted are vehicle loans.
If you have a holiday coming up Rental car the prepaid credit card could cause problems.
The cause is the so-called "deposit", i.e. the deposited Security. This can be an amount of several thousand francs, which the landlord blocks on your credit card as security.
After returning the car, the amount will be released again.
Suppliers like Accept Europcar or Buchbinder according to Demand even Prepaid Credit cards forVehicles for hire. Sixt, Hertz or Avis unfortunately not yet.
The Best prepaid credit card in Switzerland there is no such thing. Rather, you should pay attention to how your personal Spending behaviour looks like.
With this information, you can create your own prepaid Credit cards Comparison Switzerland and use the information above to find a map that suits you.
All of the above prepaid credit cards come with a free Bank account therefore, which you App conveniently.
Due to the free Maps and Accounts you don't have to focus on just one rechargeable credit card nationwide limit. You can also order several cards and test them yourself free of charge.
It is recommended anyway, carry several credit cards (ideally Mastercard and Visa), in case one card is not accepted.
Use in addition the Coupon codeswhich you can find at the top of the subpages of the respective providers.
With it, you can learn from exciting Offered and Starting balance benefit!
Do you have any questions? Then feel free to share them in the comments.
Every credit card issuer and every bank has to make money somewhere, that's clear.
You will therefore not find a free prepaid credit card. You will find fees for every rechargeable credit card in Switzerland.
Be it exchange rate surcharges, fees if you lose your card, or other situations.
All the above cards are extremely cheap and fair. You can find the cheapest card with the following procedure.
For this question, examine your own behaviour:
Based on your answers, you can find a prepaid credit card in Switzerland or internationally.
Your key to success! Discover our top recommendations from real testimonials.
2 responses
I would say that Wise (formerly Transferwise) is still missing from the list. The app is great and the card is neon green. I actually use it for all foreign currencies because topping up by bank transfer is a matter of a few hours on weekdays.
Wise (from the UK) unfortunately lacks some useful functions on the banking page. Nevertheless, the conditions are of course great. Click here to go to the Wise Contribution.