Opportunities and risks with alternative investments
Inyova Grow is an alternative to Inyova Investthe sustainable Swiss asset manager Inyova.
Inyova Grow was launched in April 2024 as a solution for Sustainable alternative investments created. As the offer is new, there is no Inyova Grow experience report here yet, but at least there is a first Inyova Grow review.
Alternative investments are otherwise rather speculative and unfortunately often lack transparency. So you can look forward to the Inyova Grow test report, there are some important aspects to know.
Inyova Grow enables investments in sustainable projects. These earn interest of up to 5%, which looks very attractive at first glance.
You can select the Inyova Grow projects yourself in the app and thus have the following advantages:
Inyova Grow investments are realised via money market funds, which means that the investments are liquid and generally well checked. A review and selection process also takes place within Inyova, so that the offer is more secure.
Depending on your behaviour, your Inyova Grow fees between 0.46% and 0.95% per year lie.
The Inyova Grow fees are calculated as follows:
The product costs are therefore relatively low (0.11%). However, Inyova charges a fee for checking and selecting projects and providing the service. This amounts to 0.35% if no project has been invested in and 0.95% as soon as the money has been invested.
A brief comparison with the wind farm bond "NEAG Norddeutsche Energie Invest 2", for example:
The bond is issued in euros and has a term of 3 years. At the time of publication of the new solution and this Inyova Grow experience report, you will receive 2.66% interest on German government bonds (due to the euro comparison) with a term of 3 years.
German government bonds naturally have a much lower risk than a bond issued by a single wind farm project.
Also the Currency risk should not be forgotten by Swiss investors.
Surely in this short Inyova Grow Review read out that Alternative investments are not necessarily high on our list of favourites.
The Inyova team will certainly make a good selection of grow projects and offer exciting investments in the future. However, bear in mind the risks of alternative investments and especially the commitment of your investments.
Many investors are probably satisfied with the classic solution of Inyova Investthe offer on the capital market. This is because there is no investment term and the risk can generally be spread more widely.
Was this assessment too pessimistic? Have you already done an Inyova Grow test? Feel free to share your experiences in the comments!
3 responses
I have invested with Invoya Grow and am very satisfied so far. The bonus of CHF 500 was credited to my account because I had paid in a certain basic amount. The support by e-mail and telephone is very fast. I'm curious to see how Grow develops, but I can recommend it so far.
I saw the live performance and came to the same conclusion. The risk should not be underestimated and neither should the payback period. I'll stick with the normal Inyova products.
Thanks for your assessment, Max!