Have you ever wondered, where your current financial decisions will take you in the long term?
It's easy to forget in everyday life why it's actually worth giving up money every month and investing it. But with our helpful ETF savings plan calculator you see within a few seconds, where the compound interest of your fund savings plan will take you in the long term!
Feel free to start directly with the savings plan calculator and then let's discuss some important Tips for the investment calculator and discuss your wealth accumulation:
A ETF Savings Plan Calculator is a practical tool for making your Calculate wealth accumulation and roughly predict. So it shows you where your investments and compound interest (some call it the 8th wonder of the world) will take you in the long run.
But how does the ETF calculator work actually? It's very simple: you enter your current age and your Retirement age (or about your Investment period) and your starting balance, as well as your regular investments. The Interest rate or the expected Return on investment you can set it at around 6% - 8% per year for an international ETF savings plan, because historically these were reliable values.
The investment calculator then shows you the amount you have paid in and invested, what return has been generated for you and how large your estimated total assets will be.
The graphical evaluation of the ETF savings plan calculator is also excitingIf you invest for a long period of time, you will see how the compound interest effect becomes noticeable. Then your ETF savings plan assets will start to grow exponentially in an upward curve.
But beware: don't forget inflation! This reduces the value of your savings over time. Therefore, you should always take inflation into account in your one-time investment or savings plan.
You can find this function at the push of a button in the ETF calculator. However, do not use the current value of inflation, but a historical average. In Switzerland, this was around 2.4% per year.
The Fund savings plan calculator is a useful way of using your Approach finances strategically to be able
However, you can get even more out of this investment tool by following a few tips:
Use the savings calculator to Simulate different scenarios and to recognise where what behaviour is taking you financially.
Certain factors in your investment are fixed and cannot be changed, such as your starting capital or your current age. But you can influence some other factors, Therefore, you are welcome to test different strategies for your wealth accumulation. with the investment calculator.
Be sure to test the following:
The ETF Savings Plan Calculator is a useful way to simulate different scenarios for ETF savingto see where your financial journey is going.
But there are No guarantee that the savings calculator's predictions will be accurate. After all, the result is based on past experience and future developments can never be accurately predicted. Nevertheless, the savings calculator is a A good starting point to get an overview of your financial plans and intentions. and to play out different scenarios.
If you Save and invest for the long term three things are particularly important.
If you take the time to understand how successful wealth accumulation works with the investment calculator above, you will recognise the most important levers for you.
You can find out which details you should pay attention to in the long term in the FinanceTimetable, where we will be Successful wealth accumulation in Switzerland tackling the issue together.
If you would like more useful tips about investing, you should read the Free Wealth Letter don't miss it. There you will receive the most important financial tips for Switzerland in your inbox every week!